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["2019年未结清到期合同的学生情况分析表"]
["欠贷学生姓名","系别","联系时间","联系方式","未还清贷款的情况和原因","未还款原因的类别经济困难或恶意欠款","确认按时还款（是否）","可能存在违约情况","预还款的时间","下一步工作计划和工作方案","联系人"]
["张三","会计系","2016-06-16","电话：15998862787，QQ：120170445","该生目前就业状态，生活情况，经济状况，还款态度等",null,null,"具体情况","8月份","具体计划"]